Climate Resilience Credits
Voluntary Climate Resilience Credits are tax-deductible offsets that fund climate resilience projects delivering tangible results for the next 25 years, and help companies meet multiple UN Sustainable Development Goals.
Pick your project | Make a Donation | Get a tax deduction
‘Climate Resilience Credits’ is a Trademarked project from Shovel Ready Capital (SRC). SRC is a US Registered 501c3 (#99-1473329). Donations may be tax-deductible. Consult with your tax professionals.
Boston, MA
Severe weather increasingly impacts Boston, with rising sea levels, storms, and flooding causing extensive damage to infrastructure and housing. In recent years, damages have exceeded $1 billion, as the city faces costly repairs and resilience upgrades. Boston's ongoing adaptation efforts are essential to mitigating future financial and structural losses.
Learn More at Boston’s Coastal Resilience Project Tracker
Enter ‘Boston’ when prompted.
New York, NY
Known as the world-wide financial center, New York City is now facing a different kind of challenge: the financial toll of severe weather events. As climate change intensifies storms and coastal flooding, the city is seeing mounting costs in damage repairs and emergency response.
Learn more at AdaptNYC
Enter ‘New York’ when prompted.
New Orleans, LA
New Orleans endures rising costs from severe weather, with severe rain storms to extreme heat impacting infrastructure and public health. In 2024, Louisiana, including New Orleans, experienced significant costs due to severe weather events. A study estimated that the state's annual losses from weather and climate events would reach $2.5 billion.
Learn more about New Orleans’ Comprehensive Climate Resilience Plan
Enter ‘New Orleans’ when prompted.
Climate Resilience Credits vs Carbon Offsets
Many companies have turned to ‘Carbon Offsets’ or ‘Credits’, or sought investment gains through green bonds that fund projects which purport CO2 reduction. But the environmental reality is far from the offset marketing hype. Today’s total carbon dioxide removals via ‘carbon’ credits are less than 0.05% of total emissions. Even in optimistic future scenarios (by 2030), offsets and removals may reach only 1–2% of global emissions.
So, while companies. civilians and government agencies alike hope, plan, and wait for the CO2 curve to bend back towards a sustainable level, many communities live today with as much risk of financial ruin as they are at risk of climate catastrophe. A study by the International Chamber of Commerce covering roughly 4,000 climate‑related extreme weather events between 2014–2023 estimated cumulative global economic losses at over $2 trillion. In the final two years of that period alone, losses reached around $451 billion.
The United Nations Disaster Risk Reduction reported in their 2025 Global Assessment Report that ‘Every US$1 invested in risk reduction and prevention can save up to US$15 in post-disaster recovery.’ SRC’s Chairman who served on the Report’s Steering Committee on Innovation in Climate Resilience Finance, also found that the three traditional models for financing infrastructure repair and climate resilience projects fell short of the demand:
Most developed and nearly all developing nations are carrying significant national debt. Federal Aid will never cover the financial demands of repair and resilience.
Insurance math has been fundamentally altered by climate change. These for-profit risk-takers are struggling to deploy a profitable product, especially in higher-risk regions.
Climate Bonds are new, unanticipated debt that represents an unsustainable financial burden on local communities, even more affluent ones. The market for bonds is saturated and debt service schemes continue to rely on questionable projections of never ending macro economic ‘growth’.
In response, Shovel Ready Capital (SRC) and its team of global advisors have launched Climate Resilience Credits. These tax-deductible donations are directed to projects that deliver immediate impact, measurable results, and lasting benefits. SRCs focus is to streamline the flow of private capital to offset the cost of severe weather to meet the demands today and for the next 25 years. Reducing the need for federal aid while also relieving communities from the financial burden of green/climate bonds.
What kinds of projects do Climate Resilience Credits fund?
Distribution of funds must meet SRC’s three investment criteria:
Shovel Ready. SRC does not invest in R&D, planning, proof of concept or the like. Once a project has received all necessary approvals, contracts, plans, materials selections, etc., the governing agency may seek funding through SRC.
Measurable Results: SRC only makes investments in projects that can deliver real, tangible results for the receiving community. That can be in the form of commerce restored or protected, number of homes saved X home value, etc. Each requesting community must provide a detailed economic impact statement with an application for funding.
Lasting Results: SRC works with the International Sustainable Resilience Center to ensure all projects deliver lasting results. Prior to any investment, SRC will deploy the ISRC tool kit, recognized worldwide as the premier source for evaluating the efficacy of a climate resilience project.
Once all three criteria are met, SRC provides debt-free grants for shovel-ready projects. Tangible results. No community debt.
How does SRC ensure fair and honest spending?
SRC will work with whichever agency is currently operating in the region where a request for funding is made. This can include the World Bank, IMF, the UN or other agencies. These agencies may also provide matching or additive funding for a project at their own discretion.
SRC will work diligently to ensure funds go directly to the community project and reduce the amount of direct influence by government agencies. The fewer hands in the pie the greater the impact.
How much of donations actually go to projects?
Compared to most other non-profits of all types, SRC is 2-3X more capital efficient. According to EasyDonation, most non-profits allocate only 40-60% of donations to their cause, preserving a large portion of funds to pay staff salaries and further fundraising. Shovel Ready Capital’s technology-enabled, streamlined operations enable it to donate 80%* of funds raised to shovel-ready climate resilience projects.
Does donating to SRC help my company meet UN Sustainable Development Goals?
Yes. While not yet verified SRC believes donations to our fund and our subsequent donations to communities for infrastructure repair from a severe weather event, or climate resilience can help companies meet several UN Sustainable Development Goals.
1. No Poverty: The cost of severe weather has already devastated many communities and is projected to continue to have a significant financial impact on those communities for decades, with few options for either covering the cost of repair or the cost of resilience to future storms. Absent alternate forms of investment like Climate Resilience Credits, affected communities may be consumed with debt unable to recover, much less prosper again.
6. Clean Water and Sanitation: A major challenge for communities affected by a severe weather event is the re-establishment of clean water and sanitation systems, often costing vast sums beyond many communities’ means.
11. Sustainable Cities and Communities: Communities that are financially devastated by a severe weather event are not sustainable. Your donation to Resilience Credits and SRCs subsequent donation to these communities helps enable them to be so.
13. Climate Action: A core aim of Goal 13 is to take urgent action to combat climate change and its impacts’. SRC targets projects with immediate impact, our core aim is to deliver climate finance solutions for the next 25 years. It is the definition of Climate ACTION NOW.
15. Life on Land: SRC donations can help mitigate loss of land on coastal or flood plain areas, protect fresh water systems, and help biodiversity in an affected region recover more quickly.
17. Partnerships for the Goals: By working with SRC either making a direct donation or enabling customer donations any blockchain or related company meets the requirements for Goal 17.
